Last Updated on January 15, 2025

Please read the Privacy Policy set forth below carefully, as it provides important information on how we collect, use, share, and store your personal information. It also outlines the rights you can exercise regarding your personal information and how you can contact us if you have any questions or complaints.

By visiting, viewing or using this Site and/or by using any free or paid product, course, program, or service of FFJ (each, a “Product”), you agree to be bound by this Privacy Policy and our Terms and Conditions and Disclaimer.

Your privacy is important to Adam Fernandez, doing business as Financial Freedom Junkie (“FFJ”, “Company”, “our”, “we”, or “us”). We use the term “personal information” to refer to data we collect that may, directly or indirectly, identify, describe, relate to or be associated with you. This privacy policy (“Privacy Policy”) applies to personal information we collect when you interact with us through different means, including by visiting and using our website, financialfreedomjunkie.com (the “Site”). The term “you” refers to any visitor, viewer or user of the Site and/or any user of any Product. Please note that we cannot control the privacy practices of websites and services that we do not own.

Collection of your Personal Information 

In order to better provide you with Products offered, the Company may collect personally identifiable information, such as your: 

• First name
• Last name
• Email address
• Mailing address
• Phone number
• Social media information
• Other information you provide to us through survey responses, feedback, reviews, and other means of communication

If you purchase the Company’s Products, we collect billing and credit card information. This information is used to complete the purchase transaction. 

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through the Company’s public message boards, this information may be collected and used by others. 

We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain Products. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing Products. To wit, we will use your information for, but not limited to, communicating with you in relation to Products you have requested from us. We also may gather additional personal or non-personal information in the future. 

Use of your Personal Information 

The Company collects and uses your personal information in the following ways:  

• to operate and deliver the Products you have requested 
• to provide you with information or Products that you request from us 
• to provide you with notices about your account 
• to carry out the Company’s obligations and enforce our rights arising from any contracts entered between you and us, including for billing and collection 
• to notify you about changes to our Site or any Products we offer or provide through it 
• in any other way we may describe when you provide the information 
• for any other purpose with your consent.

The Company may also use your personally identifiable information to inform you of other Products available from the Company and its affiliates.  

Sharing Information with Third Parties 

The Company does not sell, rent, or lease its customer lists to third parties. 

The Company may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (email, name, address, phone number) is transferred to the third party. The Company may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the Company, and they are required to maintain the confidentiality of your information. 

The Company may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the Company or the Site; (b) protect and defend the rights or property of the Company; and/or (c) act under exigent circumstances to protect the personal safety of users of the Company, or the public. 

Opt-Out of Disclosure of Personal Information to Third Parties 

In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know the categories of personal information that we disclosed about you for a business purpose. 

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt out of the disclosure of your personal information. If you exercise your right to opt out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt out of the disclosure of your personal information, contact us using the contact information below.

Tracking User Behavior 

The Company may keep track of the websites and pages our users visit within the Company, in order to determine what Company Products are the most popular. This data is used to deliver customized content and advertising within the Company to customers whose behavior indicates that they are interested in a particular subject area. 

Automatically Collected Information 

The Company may automatically collect information about your computer hardware and software. This information can include your IP address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding the use of the Site. 

Use of Cookies 

The Site may use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. 

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize the Company’s pages, or register with the Company’s website or Products, a cookie helps the Company to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same website, the information you previously provided can be retrieved, so you can easily use the Company’s features that you customized. 

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser settings to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Company’s Products or websites you visit. 

Links 

The Site contains links to other websites. Please be aware that we are not responsible for the content or privacy practices of such other websites. We encourage our users to be aware when they leave the Site and to read the privacy statements of any other website that collects personally identifiable information. 

Security of your Personal Information 

The Company secures your personal information from unauthorized access, use, or disclosure. The Company uses the following methods for this purpose: 

• SSL Protocol

When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol. 

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet that are beyond our control; and (b) the security, integrity, and privacy of any and all information and data exchanged between you and us through the Site cannot be guaranteed. 

Right to Deletion 

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will: 

• Delete your personal information from our records; and 
• Direct any service providers to delete your personal information from their records. 

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to: 

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, and provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us; 
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity; 
• Debug to identify and repair errors that impair existing intended functionality; 
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law; 
• Comply with the California Electronic Communications Privacy Act; 
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent; 
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us; 
• Comply with an existing legal obligation; or 
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.  

Children’s Privacy

The Site is not directed towards or designed for use by children under the age of 18. The Company does not knowingly collect, use, share, or store personally identifiable information from children under the age of 18. If you know or have reason to believe that we have collected data from anyone under the age of 18, please contact us using the contact information below for removal of that data.

Opt Out and Unsubscribe from Third-Party Communications 

We respect your privacy and give you an opportunity to opt out of receiving announcements of certain information. Users may opt out of receiving any or all communications from third-party partners of the Company by contacting us using the contact information below.

Email Communications 

From time to time, the Company may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Products, we may receive a notification when you open an email from the Company or click on a link therein. 

If you would like to stop receiving marketing or promotional communications via email from the Company, you may opt out of such communications by clicking the “unsubscribe” link contained in each email. Please note that unsubscribing from email marketing does not necessarily unsubscribe you from other emails we may send, such as emails about any Products you purchase.  

External Data Storage Sites 

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.   

Changes to This Privacy Policy

The Company reserves the right to update or change this Privacy Policy at any time. Any changes will be in effect immediately after being posted on this page. If we make any material changes to this Privacy Policy, we will notify you by email should we have an email address for you, or by posting a prominent notice on the Site. Your continued use of the Site and/or Products available after such modifications will constitute your acknowledgment of the modifications and your agreement to abide and be bound by the modified Privacy Policy.

Contact Information 

The Company welcomes your questions or comments regarding this Privacy Policy. If you believe that the Company has not adhered to this Privacy Policy, or would like to exercise your rights, please contact the Company using the information below.

Email Address: help@financialfreedomjunkie.com